The Importance of Good Credit
As your mortgage broker, I am committed to making sure you get the best interest rates available. I offer a program that teaches homeowners and buyers how to quickly and permanently increase their credit scores and lower the interest rates on their home loans, car payments, and credit cards.
An excellent credit score is particularly critical during a downturn in the market, which means refinancing may not be an option for borrowers with credit scores under 720. To this end, I now offer a credit coaching program that helps my clients increase their credit scores and qualify for stronger loan terms. Through this program, you can learn shocking secrets that are hurting your credit score.
For instance, did you know that:
- Paying your collections will probably hurt your credit score?
- Even if you pay your bills on time and in full, your score could still be low?
- Credit card companies use a dirty little trick to lower your credit score and keep competitors away from you?
- The difference between a 719 credit score and a 720 credit score could be an eighth of a percentage point?
To schedule a review of your credit profile, call Joe Elizondo at (323) 256-7833 or by email at neast-financial@sbcglobal.net.
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